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Those who have applied for a loan before said date, or borrowers with a reverse mortgage, will receive the Good Faith Estimate. The GFE, which must be given to you within three days of the submission of the loan application, lists estimates of loan fees, escrow paid to third parties, charges for change of title, and taxes.
Every time you apply for a loan, you will receive a document called the Good Faith Estimate or Loan Estimate. This lender must send you this document within 3 days of your application by the end of the third business day; it is the law.
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Upon receipt of your application request, the lender will provide you with a good faith estimate (or GFE) that will give you an accounting of all of your costs to give an estimate of the total cost of the loan. Though the final costs may be different, a GFE will give you a ballpark figure that you’re likely to pay for the mortgage.
Summary: Discusses "good faith estimates," or GFEs, documents which include all the costs associated with your mortgage loan. GFEs are used to give you a sense of the true cost of your loan and to compare loan offers from different lenders. GFEs can be difficult to read.
Use our free mortgage calculator to quickly estimate what your new home will cost. includes taxes, insurance, PMI and the latest mortgage rates.